Although I aspired to be an EFL teacher, life had other plans for me. I have always somehow ended up working in accounting or finance so maybe it was my true calling. Therefore, I saw it fit to edify myself in this field by doing a postgraduate degree in Financial Management and taking steps to continue to educate myself in this wonderful area so that I can be the best finance professional the world has ever known! I am a very humble and appreciative person, always looking to ensure that persons are treated fairly, compassionately and equally. Since I could not pursue teaching as a career, I became a volunteer tutor to give back to the community and fulfill my dream of teaching at the same time. It has been a very rewarding experience. I hope to be able to use the time allotted to me here on earth to make a difference, especially in terms of corporate governance, morals and ethics because the finance profession really needs persons who holds these values very highly and to ensure that there is a bright and positive future for the next generation.
Over ten (10) years working in Accounting and Finance.
Excel in data analysis, preparation of financial reports for Board meetings.
Maintained a high level of confidentiality of sensitized information.
Meticulous in assessing loans; ensuring key information was in place.
Excellent relationship-building skills to ensure that the membership would be satisfied and recommend our services to others.
Exceptional time management skills which were rewarded with additional responsibilities.
Ability to coordinate and schedule meetings and appointments with time constraints.
EDUCATION AND EXPERIENCE
Certificate in Global Business Services (CertGBS)
Association of Chartered Certified Accountants (ACCA) - September 2018
Master of Science (M.Sc), Financial Management
Heriot-Watt University (
) 2016 - 2018
With courses in:
Finance, Accounting, Quantitative Methods, Credit Risk Management, Financial Risk Management, Economics, Corporate Governance, Derivatives, Mergers and Acquisitions.
Bachelor of Arts (B.A.), English Language and Literature with Education
The University of the West Indies (
St. Augustine, Trinidad
) 2010 - 2015
Graduated with Upper Second Class Honours
Associate of Arts Degree (AA), Literatures in English
College of Science, Technology & Applied Arts of Trinidad and Tobago (COSTAATT) (
Port of Spain, Trinidad
) 2006 - 2009
Graduated with a 3.09 GPA
Business Management Technician, Business (N.E.C)
San Fernando Technical Institute (now UTT) (
San Fernando, Trinidad
) 2000 - 2002
8 O'Levels including English, Mathematics, Principles of Business
Gaspaillo Composite School (
) 1991 - 1997
The Incorporated Trustees of the Anglican Church in the Diocese of Trinidad and Tobago (
2 Hayes Street, St. Clair, Port of Spain, Trinidad and Tobago
) 2016 - Present
Recruited to provide support to the Accounts Department, specifically Payables, in addition to managing the implementation process for new pension plan for the employees of the Diocese.
Transcorp Credit Union (
Barataria, Trinidad and Tobago
) 2012 - 2015
Promoted to enter and review loan applications from all branches in the organisation, preparing them for submission to the Credit Committee as well as preparing monthly loan reports for monthly board report. Monitoring deduction implementation and maintaining documents pertaining to securities.
Instrumental in the data clean-up of records sent to TransUnion. Analysed the data that was being sent to TransUnion and initialized a clean-up of the information sent.
Analysed and prepared loans for Credit Committee. Prepared an average of fifteen to twenty loans for weekly Credit Committee meetings.
Vigilance in recovery of monies of delinquent members. Liquidated accounts in accordance to the by-laws when a member has consistently shown delinquency on the TransUnion Report for 3 or more months, thereby reducing the number of delinquency in the organisation.
Managing other branches in terms of providing support for loan queries and clarifications.
Provided financial counselling for members. Guided members as to requirements and steps that were necessary in order for their loan applications being approved and subsequently being referred to other members for friendly and efficient service.
Served as the main face of the Loans Department as members would be provided with additional information as it pertained to loans and services.
Transcorp Credit Union (
Barataria, Trinidad and Tobago
) 2008 - 2012
Recruited to ensure accuracy of all cash transactions undertaken such as issuing cash payments for members’ loans, payments from deposits and petty cash expenses approved by management, balancing daily cash.
Instrumental in identifying and preventing fake currency from entering into the organisation.
Assessing the viability of members’ reasons for depositing cash $10,000 and over and refusing to accept the cash when necessary.
Developed and implemented the use of balance sheets that accurately reflected the organisation’s assets at the close of day.
Ensuring that members’ accounts were up to date with payments by entering cheques regularly and preparing these for deposits daily into the organisation’s account.
Processing death claims. Ensured that members submitted the necessary documents to have their claims processed with CUNA Caribbean and provide additional counselling when required.
Balancing the General Ledger Accounts associated with the death claims to ensure that each account balanced every time a claim was processed and paid.